• Understanding the credit bureaus and how credit affects our modern consumer society
• How scores are calculated
• Learn ways to improve a negative credit rating
• Learn how to read your credit report and understand your rights under the Fair Credit Reporting Act
• Discussion of the collections process and how to protect yourself against scams

The Savvy Spender!

• How to curb impulse shopping and avoid the advertising ambush
• New technologies to help consumers save
• Bulk-Buying
• Location, location, location
• Thing you can do right now to saving and making your money go farther

Identity Theft: How to Stay Safe!

• Most common crime in the world as of 2010- discussion of how this evolved
• Understanding the top new products and emerging technologies in banking and consumerism
• Helpful tips when shopping and paying bills online
• Working with the credit bureaus
• Detecting consumer fraud and common scams against consumers

The Art of Budgeting

• Breaking down the budgeting process
• 'Flying Blind': Interactive activity to illustrate the importance of goals, risk-taking and using resources when managing your budget
• Practical, easy-to-use exercises that help you understand your spending habits